Five minutes in. A lifetime of refinement.
The fastest way to get from "I should plan for retirement" to "I have a real plan I update each month."
How it works
From signup to first projection in under five minutes. Then a lifetime of refinement.
Tell us about your household
A short quiz captures the basics — you, your partner, current savings, income, expenses, retirement goals. Five minutes to your first projection.
See where you stand
An overview dashboard shows your net worth today, projected net worth at retirement and death, chance of fully funding your plan, and a financial wellness score.
Explore the what-ifs
Retire two years earlier. Move to a tax-free state. Do Roth conversions. The What-If module shows the impact in seconds without breaking your baseline.
Refine as life changes
Plan accuracy increases as you fill in details. Update accounts as you save, reduce debts as you pay them off, add real estate as you buy. Your plan stays current.
What you'll do in the first session
1. Sign up (10 seconds)
Magic link or Google. No credit card to start.
2. Take the welcome quiz (3–5 min)
First question: what brings you here? The quiz adapts based on whether you're planning FIRE, traditional retirement, or just checking the math.
3. See your overview
Net worth today, projected net worth at retirement and death, chance of success, financial wellness score. Drag a timeline scrubber to walk through your future.
4. Fill in the modules that matter
Accounts, real estate, debts, income, expenses, money flow — each in its own focused area. Plan accuracy goes up as you fill in more.
5. Run the what-ifs
What if you retire two years earlier? What if the market crashes? What if you do Roth conversions? Each is its own explorer with side-by-side comparison.
Five minutes to your first plan
Sign up, answer the quiz, see your overview. From there it's yours to refine — for the next 50 years.
Build your plan